BMO
BANK OF MONTREAL /CAN/
Overview
BANK OF MONTREAL /CAN/ is a Financial Services company operating in Banks - Diversified with a $119.65B market cap.
BMO beat consensus EPS by 0.1% in Q2 FY2026, reported Jun 29, 2026.
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-02-2521 Q&A exchanges
- Q4 FY2025Earnings2025-12-0411 Q&A exchanges
- Q3 FY2025Earnings2025-08-2619 Q&A exchanges
- Q2 FY2025Earnings2025-05-2833 Q&A exchanges
- Q1 FY2025Earnings2025-02-2530 Q&A exchanges
- Q4 FY2024Earnings2024-12-0526 Q&A exchanges
- Q3 FY2024Earnings2024-08-2727 Q&A exchanges
- Q2 FY2024Earnings2024-05-2931 Q&A exchanges
- Q1 FY2024Earnings2024-02-2728 Q&A exchanges
- Q4 FY2023Earnings2023-12-0134 Q&A exchanges
- Q3 FY2023Earnings2023-08-2916 Q&A exchanges
- Q2 FY2023Earnings2023-05-2430 Q&A exchanges
- Q1 FY2023Earnings2023-02-2826 Q&A exchanges
- Q4 FY2022Earnings2022-12-0142 Q&A exchanges
- Q3 FY2022Earnings2022-08-3033 Q&A exchanges
- Q2 FY2022Earnings2022-05-2525 Q&A exchanges
- Q1 FY2022Earnings2022-03-0133 Q&A exchanges
- Q4 FY2021Earnings2021-12-0323 Q&A exchanges
- Q3 FY2021Earnings2021-08-2433 Q&A exchanges
- Q2 FY2021Earnings2021-05-2632 Q&A exchanges
- Q1 FY2021Earnings2021-02-2327 Q&A exchanges
History
Earnings history
- Q2 FY20262026-06-29EPS$3.67 vs $3.48+5.4%Rev— vs ——Finnhub
- Q1 FY20262026-02-22EPS$3.48 vs $3.30+5.5%Rev$19.32B vs ——EODHD
- Q4 FY20252025-12-03EPS$3.28 vs $2.96+10.8%Rev$19.28B vs ——EODHD
- Q3 FY20252025-08-25EPS$3.23 vs $2.96+9.1%Rev$19.19B vs ——EODHD
- Q2 FY20252025-05-27EPS$2.62 vs $2.55+2.8%Rev$19.24B vs ——EODHD
- Q1 FY20252025-02-24EPS$3.04 vs $2.40+26.7%Rev$20.44B vs ——EODHD
- Q4 FY20242024-12-04EPS$1.90 vs $2.39-20.5%Rev$19.74B vs ——EODHD
- Q3 FY20242024-08-26EPS$2.64 vs $2.76-4.3%Rev$20.46B vs ——EODHD
- Q2 FY20242024-05-28EPS$1.90 vs $2.03-6.4%Rev$19.57B vs ——EODHD
- Q1 FY20242024-02-26EPS$2.56 vs $3.03-15.5%Rev$18.78B vs ——EODHD
- Q4 FY20232023-11-30EPS$2.81 vs $2.85-1.4%Rev$18.98B vs ——EODHD
- Q3 FY20232023-08-28EPS$2.78 vs $3.13-11.2%Rev$17.97B vs ——EODHD
- Q2 FY20232023-05-23EPS$2.93 vs $3.23-9.3%Rev$16.70B vs ——EODHD
- Q1 FY20232023-02-27EPS$3.22 vs $3.16+1.9%Rev$14.40B vs ——EODHD
- Q4 FY20222022-11-30EPS$3.04 vs $3.07-1.0%Rev$11.84B vs ——EODHD
- Q3 FY20222022-08-29EPS$3.09 vs $3.14-1.6%Rev$9.79B vs ——EODHD
- Q2 FY20222022-05-24EPS$3.23 vs $3.22+0.3%Rev$7.33B vs ——EODHD
- Q1 FY20222022-02-28EPS$3.89 vs $3.27+19.0%Rev$8.31B vs ——EODHD
- Q4 FY20212021-12-02EPS$3.33 vs $3.22+3.4%Rev$7.78B vs ——EODHD
- Q3 FY20212021-08-23EPS$3.44 vs $2.94+17.0%Rev$8.87B vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-06-29 | $3.67 | $3.48 | +5.4% | — | — | — | Finnhub |
| Q1 FY2026 | 2026-02-22 | $3.48 | $3.30 | +5.5% | $19.32B | — | — | EODHD |
| Q4 FY2025 | 2025-12-03 | $3.28 | $2.96 | +10.8% | $19.28B | — | — | EODHD |
| Q3 FY2025 | 2025-08-25 | $3.23 | $2.96 | +9.1% | $19.19B | — | — | EODHD |
| Q2 FY2025 | 2025-05-27 | $2.62 | $2.55 | +2.8% | $19.24B | — | — | EODHD |
| Q1 FY2025 | 2025-02-24 | $3.04 | $2.40 | +26.7% | $20.44B | — | — | EODHD |
| Q4 FY2024 | 2024-12-04 | $1.90 | $2.39 | -20.5% | $19.74B | — | — | EODHD |
| Q3 FY2024 | 2024-08-26 | $2.64 | $2.76 | -4.3% | $20.46B | — | — | EODHD |
| Q2 FY2024 | 2024-05-28 | $1.90 | $2.03 | -6.4% | $19.57B | — | — | EODHD |
| Q1 FY2024 | 2024-02-26 | $2.56 | $3.03 | -15.5% | $18.78B | — | — | EODHD |
| Q4 FY2023 | 2023-11-30 | $2.81 | $2.85 | -1.4% | $18.98B | — | — | EODHD |
| Q3 FY2023 | 2023-08-28 | $2.78 | $3.13 | -11.2% | $17.97B | — | — | EODHD |
| Q2 FY2023 | 2023-05-23 | $2.93 | $3.23 | -9.3% | $16.70B | — | — | EODHD |
| Q1 FY2023 | 2023-02-27 | $3.22 | $3.16 | +1.9% | $14.40B | — | — | EODHD |
| Q4 FY2022 | 2022-11-30 | $3.04 | $3.07 | -1.0% | $11.84B | — | — | EODHD |
| Q3 FY2022 | 2022-08-29 | $3.09 | $3.14 | -1.6% | $9.79B | — | — | EODHD |
| Q2 FY2022 | 2022-05-24 | $3.23 | $3.22 | +0.3% | $7.33B | — | — | EODHD |
| Q1 FY2022 | 2022-02-28 | $3.89 | $3.27 | +19.0% | $8.31B | — | — | EODHD |
| Q4 FY2021 | 2021-12-02 | $3.33 | $3.22 | +3.4% | $7.78B | — | — | EODHD |
| Q3 FY2021 | 2021-08-23 | $3.44 | $2.94 | +17.0% | $8.87B | — | — | EODHD |
Source: EODHD, Finnhub. BMO reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks BMO's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 4/10 quarters with 60% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.37 | $2.43 | -2.4% | +0.1% | +0.9% |
| Q4 FY2026 | $2.30 | $2.56 | -10.0% | -1.1% | +0.3% |
| Q3 FY2026 | $2.34 | $2.39 | -2.0% | +4.5% | +6.2% |
| Q2 FY2026 | $2.60 | $2.65 | -1.8% | +1.5% | +1.6% |
| Q1 FY2025 | $2.28 | $2.42 | -5.6% | +0.9% | +3.6% |
| Q4 FY2025 | $2.46 | $2.57 | -4.2% | -2.9% | -2.8% |
| Q3 FY2025 | $2.47 | $2.47 | +0.2% | +5.2% | +6.2% |
| Q2 FY2025 | $2.73 | $2.64 | +3.5% | -1.4% | +0.1% |
| Q1 FY2024 | $2.77 | $2.66 | +4.3% | +1.7% | +0.5% |
| Q4 FY2024 | $2.63 | $2.52 | +4.3% | -3.2% | -0.2% |
Guidance change history
Sample- Q1 FY2026Maintained2026-04-15
- Q4 FY2026Lowered2026-13-15
- Q3 FY2026Maintained2026-10-15
- Q2 FY2026Maintained2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Lowered2025-13-15
- Q3 FY2025Suspended2025-10-15
- Q2 FY2025Maintained2025-07-15
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for BMO.
$ curl https://api.spokenalpha.com/v1/companies/BMOFAQ
Frequently asked about BMO
Where can I find BANK OF MONTREAL /CAN/'s (BMO) earnings call transcripts?
Spoken Alpha indexes BMO's earnings call transcripts at https://spokenalpha.com/companies/BMO. Each call links to attributed speakers and parsed analyst Q&A.
When was BANK OF MONTREAL /CAN/'s most recent earnings call?
BANK OF MONTREAL /CAN/ (BMO) held its most recent earnings call on 2026-02-25, covering fiscal Q1 2026.
What sector is BMO in?
BANK OF MONTREAL /CAN/ (BMO) operates in the Financial Services sector (Banks - Diversified industry).