Spoken Alpha
Santander Bank Polska SA/ADR
Santander Bank Polska SA/ADR is a Financial Services company operating in Banks - Regional with a $17.06B market cap.
Most recent earnings call: Q4 FY25 on Feb 4, 2026.
2 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Reported quarters with consensus, surprise, and 1-day reaction context.
Spoken Alpha tracks BKZHF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 50% positive reaction rate
SamplePeers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for BKZHF.
$ curl https://api.spokenalpha.com/v1/companies/BKZHFFAQ
Spoken Alpha indexes BKZHF's earnings call transcripts at https://spokenalpha.com/companies/BKZHF. Each call links to attributed speakers and parsed analyst Q&A.
Santander Bank Polska SA/ADR (BKZHF) held its most recent earnings call on 2026-02-04, covering fiscal Q4 2025.
Santander Bank Polska SA/ADR (BKZHF) operates in the Financial Services sector (Banks - Regional industry).
Consistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2025 | $1.57 | $1.42 | +10.8% | -4.1% | -6.4% |
| Q4 FY2025 | $1.71 | $1.38 | +24.2% | -8.2% | -9.3% |
| Q3 FY2025 | $1.66 | $1.31 | +26.4% | +2.0% | +3.9% |
| Q2 FY2025 | $1.87 | $1.57 | +19.4% | -7.7% | -5.0% |
| Q1 FY2024 | $1.96 | $1.60 | +22.3% | -4.0% | -5.0% |
| Q4 FY2024 |
| $1.78 |
| $1.60 |
| +11.5% |
| +3.6% |
| +5.1% |
| Q3 FY2024 | $1.91 | $1.58 | +20.6% | +3.4% | +3.0% |
| Q2 FY2024 | $1.83 | $1.64 | +11.6% | +0.1% | +2.0% |
| Q1 FY2023 | $1.93 | $1.61 | +19.9% | -5.2% | -4.6% |
| Q4 FY2023 | $2.05 | $1.68 | +21.8% | +2.1% | -0.4% |