BKU
BankUnited, Inc.
Overview
BankUnited, Inc. operates a national bank providing commercial and consumer banking products and services to individuals, small businesses, middle-market companies, and larger corporations across Florida, the New York Tri-State area, and select markets in Atlanta, Dallas, and Charlotte.
BankUnited, Inc is a Financial Services company operating in Banks - Regional with a $3.53B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 21, 2026).
20 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-2225 Q&A exchanges
- Q4 FY2025Earnings2026-01-2122 Q&A exchanges
- Q3 FY2025Earnings2025-10-2246 Q&A exchanges
- Q2 FY2025Earnings2025-07-2322 Q&A exchanges
- Q1 FY2025Earnings2025-04-2834 Q&A exchanges
- Q3 FY2024Earnings2024-10-2245 Q&A exchanges
- Q2 FY2024Earnings2024-07-1826 Q&A exchanges
- Q1 FY2024Earnings2024-04-1729 Q&A exchanges
- Q4 FY2023Earnings2024-01-2632 Q&A exchanges
- Q3 FY2023Earnings2023-10-1936 Q&A exchanges
- Q2 FY2023Earnings2023-07-2539 Q&A exchanges
- Q1 FY2023Earnings2023-04-2545 Q&A exchanges
- Q4 FY2022Earnings2023-01-1948 Q&A exchanges
- Q3 FY2022Earnings2022-10-2017 Q&A exchanges
- Q2 FY2022Earnings2022-07-2115 Q&A exchanges
- Q1 FY2022Earnings2022-04-2135 Q&A exchanges
- Q4 FY2021Earnings2022-01-2033 Q&A exchanges
- Q3 FY2021Earnings2021-10-2152 Q&A exchanges
- Q2 FY2021Earnings2021-07-2234 Q&A exchanges
- Q1 FY2021Earnings2021-04-2260 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-21EPS— vs $1.02—Rev— vs ——EODHD
- Q1 FY20262026-04-21EPS$0.83 vs $0.96-13.5%Rev$446.9M vs ——EODHD
- Q4 FY20252026-01-20EPS$0.94 vs $0.89+5.6%Rev$472.4M vs ——EODHD
- Q3 FY20252025-10-21EPS$0.95 vs $0.88+8.0%Rev$722.5M vs ——EODHD
- Q2 FY20252025-07-22EPS$0.91 vs $0.78+16.7%Rev$481.6M vs ——EODHD
- Q1 FY20252025-04-27EPS$0.77 vs $0.76+1.3%Rev$466.0M vs ——EODHD
- Q4 FY20242025-01-21EPS$0.90 vs $0.73+23.3%Rev$493.2M vs ——EODHD
- Q3 FY20242024-10-21EPS$0.81 vs $0.73+11.0%Rev$515.2M vs ——EODHD
- Q2 FY20242024-07-17EPS$0.71 vs $0.64+10.9%Rev$507.5M vs ——EODHD
- Q1 FY20242024-04-16EPS$0.63 vs $0.60+5.0%Rev$508.4M vs ——EODHD
- Q4 FY20232024-01-25EPS$0.26 vs $0.72-63.9%Rev$500.3M vs ——EODHD
- Q3 FY20232023-10-18EPS$0.62 vs $0.71-12.7%Rev$498.3M vs ——EODHD
- Q2 FY20232023-07-24EPS$0.77 vs $0.78-1.3%Rev$488.9M vs ——EODHD
- Q1 FY20232023-04-24EPS$0.83 vs $0.90-7.8%Rev$457.0M vs ——EODHD
- Q4 FY20222023-01-18EPS$0.84 vs $1.10-23.6%Rev$428.3M vs ——EODHD
- Q3 FY20222022-10-19EPS$1.14 vs $1.04+9.6%Rev$349.1M vs ——EODHD
- Q2 FY20222022-07-20EPS$0.91 vs $0.90+1.1%Rev$280.4M vs ——EODHD
- Q1 FY20222022-04-20EPS$0.87 vs $0.82+6.1%Rev$250.3M vs ——EODHD
- Q4 FY20212022-01-19EPS$1.43 vs $0.87+64.4%Rev$283.5M vs ——EODHD
- Q3 FY20212021-10-20EPS$0.96 vs $0.86+11.6%Rev$259.8M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-21 | — | $1.02 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-21 | $0.83 | $0.96 | -13.5% | $446.9M | — | — | EODHD |
| Q4 FY2025 | 2026-01-20 | $0.94 | $0.89 | +5.6% | $472.4M | — | — | EODHD |
| Q3 FY2025 | 2025-10-21 | $0.95 | $0.88 | +8.0% | $722.5M | — | — | EODHD |
| Q2 FY2025 | 2025-07-22 | $0.91 | $0.78 | +16.7% | $481.6M | — | — | EODHD |
| Q1 FY2025 | 2025-04-27 | $0.77 | $0.76 | +1.3% | $466.0M | — | — | EODHD |
| Q4 FY2024 | 2025-01-21 | $0.90 | $0.73 | +23.3% | $493.2M | — | — | EODHD |
| Q3 FY2024 | 2024-10-21 | $0.81 | $0.73 | +11.0% | $515.2M | — | — | EODHD |
| Q2 FY2024 | 2024-07-17 | $0.71 | $0.64 | +10.9% | $507.5M | — | — | EODHD |
| Q1 FY2024 | 2024-04-16 | $0.63 | $0.60 | +5.0% | $508.4M | — | — | EODHD |
| Q4 FY2023 | 2024-01-25 | $0.26 | $0.72 | -63.9% | $500.3M | — | — | EODHD |
| Q3 FY2023 | 2023-10-18 | $0.62 | $0.71 | -12.7% | $498.3M | — | — | EODHD |
| Q2 FY2023 | 2023-07-24 | $0.77 | $0.78 | -1.3% | $488.9M | — | — | EODHD |
| Q1 FY2023 | 2023-04-24 | $0.83 | $0.90 | -7.8% | $457.0M | — | — | EODHD |
| Q4 FY2022 | 2023-01-18 | $0.84 | $1.10 | -23.6% | $428.3M | — | — | EODHD |
| Q3 FY2022 | 2022-10-19 | $1.14 | $1.04 | +9.6% | $349.1M | — | — | EODHD |
| Q2 FY2022 | 2022-07-20 | $0.91 | $0.90 | +1.1% | $280.4M | — | — | EODHD |
| Q1 FY2022 | 2022-04-20 | $0.87 | $0.82 | +6.1% | $250.3M | — | — | EODHD |
| Q4 FY2021 | 2022-01-19 | $1.43 | $0.87 | +64.4% | $283.5M | — | — | EODHD |
| Q3 FY2021 | 2021-10-20 | $0.96 | $0.86 | +11.6% | $259.8M | — | — | EODHD |
Source: EODHD. BKU reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks BKU's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 90% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 3 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.07 | $1.01 | +5.8% | -4.7% | -3.3% |
| Q4 FY2026 | $1.06 | $0.96 | +10.4% | -6.2% | -5.9% |
| Q3 FY2026 | $1.04 | $0.99 | +4.8% | -0.2% | -0.4% |
| Q2 FY2026 | $1.00 | $0.98 | +2.1% | -1.5% | +1.2% |
| Q1 FY2025 | $1.19 | $1.08 | +10.3% | -1.8% | -2.3% |
| Q4 FY2025 | $1.13 | $1.09 | +3.8% | -8.4% | -11.0% |
| Q3 FY2025 | $1.29 | $1.14 | +13.5% | -1.8% | -4.5% |
| Q2 FY2025 | $1.08 | $1.08 | -0.1% | +0.8% | -1.3% |
| Q1 FY2024 | $1.36 | $1.33 | +2.2% | -2.1% | +0.4% |
| Q4 FY2024 | $1.31 | $1.24 | +5.5% | -8.2% | -10.1% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Maintained2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Maintained2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Maintained2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Rajinder P SinghCEO1 yr 3 mo9 callsCurrentSample
CEO since 2025 • 1/4 beats (25%) • last guidance raise Q1 FY2026
- James G MacKeyCFO7 mo1 callCurrentSample
CFO since 2025 • 1/4 beats (25%) • last call held guidance Q2 FY2026
- Leslie LunakCFO1 yr 3 mo18 callsCurrentSample
CFO since 2025 • 2/4 beats (50%) • last guidance raise Q2 FY2026
- Thomas M CornishCOO1 yr 3 mo20 callsCurrentSample
COO since 2025 • 3/4 beats (75%) • guidance suspended Q1 FY2026
- Rishi BansalOfficer of Subsidiary1 yr 3 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • last guidance raise Q3 FY2026
- Jay D RichardsOfficer of Subsidiary1 yr 7 mono recorded callsCurrentSample
OTHER since 2024 • 6/8 beats (75%) • last guidance cut Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for BKU.
$ curl https://api.spokenalpha.com/v1/companies/BKUFAQ
Frequently asked about BKU
Where can I find BankUnited, Inc.'s (BKU) earnings call transcripts?
Spoken Alpha indexes BKU's earnings call transcripts at https://spokenalpha.com/companies/BKU. Each call links to attributed speakers and parsed analyst Q&A. BankUnited, Inc.'s own investor relations page is at https://ir.bankunited.com/.
When was BankUnited, Inc.'s most recent earnings call?
BankUnited, Inc. (BKU) held its most recent earnings call on 2026-04-22, covering fiscal Q1 2026.
What sector is BKU in?
BankUnited, Inc. (BKU) operates in the Financial Services sector (Banks - Regional industry).