BHFAO
Brighthouse Financial, Inc.
Overview
Brighthouse Financial provides annuity and life insurance products to individual customers through independent distribution channels. The company offers variable, fixed, and index-linked annuities designed for retirement savings and income, along with term, whole, universal, and variable life insurance policies.
Brighthouse Financial, Inc is a Financial Services company operating in Insurance - Life.
Most recent reported earnings: Q3 FY2025 (Nov 4, 2025).
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
History
Earnings history
- Q3 FY20252025-11-04EPS$7.88 vs ——Rev$1.71B vs ——EODHD
- Q2 FY20252025-08-07EPS$1.02 vs $0.00—Rev$790.0M vs ——EODHD
- Q2 FY20212021-09-29EPS$4.34 vs $0.00—Rev$1.32B vs ——EODHD
- Q1 FY20212021-06-29EPS$0.11 vs $0.00—Rev$938.0M vs ——EODHD
- Q4 FY20202021-03-30EPS$-6.97 vs $0.00—Rev$-62.0M vs ——EODHD
- Q3 FY20202020-12-30EPS$-11.63 vs $0.00—Rev$155.0M vs ——EODHD
- Q2 FY20202020-09-29EPS$-32.49 vs $0.00—Rev$-731.0M vs ——EODHD
- Q1 FY20202020-06-29EPS$-21.10 vs $0.00—Rev$8.90B vs ——EODHD
- Q4 FY20192020-03-30EPS$47.11 vs $0.00—Rev$306.0M vs ——EODHD
- Q3 FY20192019-12-30EPS$-9.99 vs $0.00—Rev$3.11B vs ——EODHD
- Q2 FY20192019-09-29EPS$6.06 vs $0.00—Rev$2.37B vs ——EODHD
- Q1 FY20192019-06-29EPS$3.27 vs $0.00—Rev$691.0M vs ——EODHD
- Q4 FY20182019-03-30EPS$-6.31 vs $0.00—Rev$3.99B vs ——EODHD
- Q3 FY20182018-12-30EPS$12.14 vs $0.00—Rev$1.42B vs ——EODHD
- Q2 FY20182018-09-29EPS$-2.26 vs $0.00—Rev$1.70B vs ——EODHD
- Q1 FY20182018-06-29EPS$-2.01 vs $0.00—Rev$1.81B vs ——EODHD
- Q4 FY20172018-03-30EPS$-0.56 vs $0.00—Rev$1.88B vs ——EODHD
- Q3 FY20172017-12-30EPS$5.57 vs $0.00—Rev$1.97B vs ——EODHD
- Q2 FY20172017-09-29EPS$-7.87 vs $0.00—Rev$2.02B vs ——EODHD
- Q1 FY20172017-06-29EPS$2.05 vs $0.00—Rev$965.0M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2025 | 2025-11-04 | $7.88 | — | — | $1.71B | — | — | EODHD |
| Q2 FY2025 | 2025-08-07 | $1.02 | $0.00 | — | $790.0M | — | — | EODHD |
| Q2 FY2021 | 2021-09-29 | $4.34 | $0.00 | — | $1.32B | — | — | EODHD |
| Q1 FY2021 | 2021-06-29 | $0.11 | $0.00 | — | $938.0M | — | — | EODHD |
| Q4 FY2020 | 2021-03-30 | $-6.97 | $0.00 | — | $-62.0M | — | — | EODHD |
| Q3 FY2020 | 2020-12-30 | $-11.63 | $0.00 | — | $155.0M | — | — | EODHD |
| Q2 FY2020 | 2020-09-29 | $-32.49 | $0.00 | — | $-731.0M | — | — | EODHD |
| Q1 FY2020 | 2020-06-29 | $-21.10 | $0.00 | — | $8.90B | — | — | EODHD |
| Q4 FY2019 | 2020-03-30 | $47.11 | $0.00 | — | $306.0M | — | — | EODHD |
| Q3 FY2019 | 2019-12-30 | $-9.99 | $0.00 | — | $3.11B | — | — | EODHD |
| Q2 FY2019 | 2019-09-29 | $6.06 | $0.00 | — | $2.37B | — | — | EODHD |
| Q1 FY2019 | 2019-06-29 | $3.27 | $0.00 | — | $691.0M | — | — | EODHD |
| Q4 FY2018 | 2019-03-30 | $-6.31 | $0.00 | — | $3.99B | — | — | EODHD |
| Q3 FY2018 | 2018-12-30 | $12.14 | $0.00 | — | $1.42B | — | — | EODHD |
| Q2 FY2018 | 2018-09-29 | $-2.26 | $0.00 | — | $1.70B | — | — | EODHD |
| Q1 FY2018 | 2018-06-29 | $-2.01 | $0.00 | — | $1.81B | — | — | EODHD |
| Q4 FY2017 | 2018-03-30 | $-0.56 | $0.00 | — | $1.88B | — | — | EODHD |
| Q3 FY2017 | 2017-12-30 | $5.57 | $0.00 | — | $1.97B | — | — | EODHD |
| Q2 FY2017 | 2017-09-29 | $-7.87 | $0.00 | — | $2.02B | — | — | EODHD |
| Q1 FY2017 | 2017-06-29 | $2.05 | $0.00 | — | $965.0M | — | — | EODHD |
Source: EODHD. BHFAO reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks BHFAO's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 90% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.76 | $1.49 | +18.0% | +7.6% | +6.4% |
| Q4 FY2026 | $1.88 | $1.59 | +18.2% | +7.1% | +10.0% |
| Q3 FY2026 | $1.90 | $1.60 | +18.7% | +6.2% | +5.5% |
| Q2 FY2026 | $1.65 | $1.49 | +10.6% | +7.2% | +7.2% |
| Q1 FY2025 | $1.70 | $1.53 | +11.4% | +3.9% | +5.3% |
| Q4 FY2025 | $1.77 | $1.57 | +12.6% | -1.2% | -2.3% |
| Q3 FY2025 | $1.73 | $1.50 | +15.1% | +2.4% | +0.9% |
| Q2 FY2025 | $2.09 | $1.71 | +22.1% | +4.3% | +4.9% |
| Q1 FY2024 | $1.95 | $1.65 | +18.0% | +7.6% | +6.1% |
| Q4 FY2024 | $1.98 | $1.67 | +18.6% | +5.6% | +4.8% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Eric T SteigerwaltCEO1 yr 4 mo17 callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • last guidance raise Q1 FY2026
- Edward A SpeharCFO1 yr 4 mo17 callsCurrentSample
CFO since 2025 • 3/4 beats (75%) • last guidance raise Q2 FY2026
- Myles LambertCOO4 mo11 callsCurrentSample
COO since 2026 • 2/2 beats (100%) • guidance suspended Q3 FY2026
- Melissa B PavlovichChief Accounting Officer10 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 2/4 beats (50%) • last guidance raise Q1 FY2026
- Vonda HussEVP & Chief HR Officer1 yr 4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 3/4 beats (75%) • guidance suspended Q3 FY2026
- John RosenthalEVP & Chief Investment Officer1 yr 4 mo10 callsCurrentSample
OTHER_C_SUITE since 2025 • 2/4 beats (50%) • guidance suspended Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for BHFAO.
$ curl https://api.spokenalpha.com/v1/companies/BHFAOFAQ
Frequently asked about BHFAO
Where can I find Brighthouse Financial, Inc.'s (BHFAO) earnings call transcripts?
Spoken Alpha indexes BHFAO's earnings call transcripts at https://spokenalpha.com/companies/BHFAO. Each call links to attributed speakers and parsed analyst Q&A. Brighthouse Financial, Inc.'s own investor relations page is at https://investor.brighthousefinancial.com/.
What sector is BHFAO in?
Brighthouse Financial, Inc. (BHFAO) operates in the Financial Services sector (Insurance - Life industry).