Banco Santander, S.A.
Banco Santander, S.A is a Financial Services company operating in Banks - Diversified with a $197.59B market cap.
Behavioral analysis
Disclosures
Transcripts
History
Reported quarters with consensus, surprise, and 1-day reaction context.
Spoken Alpha tracks BCDRF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 80% of the time
SamplePeers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for BCDRF.
$ curl https://api.spokenalpha.com/v1/companies/BCDRFFAQ
Spoken Alpha indexes BCDRF's earnings call transcripts at https://spokenalpha.com/companies/BCDRF. Each call links to attributed speakers and parsed analyst Q&A.
Banco Santander, S.A. (BCDRF) operates in the Financial Services sector (Banks - Diversified industry).
When a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 3 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.51 | $2.46 | +2.1% | 0.0% | +2.9% |
| Q4 FY2026 | $2.95 | $2.64 | +11.7% | -1.6% | -1.8% |
| Q3 FY2026 | $2.44 | $2.42 | +1.0% | -2.6% | +0.2% |
| Q2 FY2026 | $2.64 | $2.47 | +7.0% | -5.2% | -7.9% |
| Q1 FY2025 | $2.75 | $2.49 | +10.4% | +0.3% | -2.4% |
| Q4 FY2025 | $2.99 | $2.75 | +8.9% | -2.8% | -2.2% |
| Q3 FY2025 | $2.60 | $2.57 | +1.0% | -1.0% | +0.4% |
| Q2 FY2025 | $2.74 | $2.58 | +6.2% | -2.9% | -5.0% |
| Q1 FY2024 | $2.77 | $2.61 | +6.2% | -2.5% | -0.3% |
| Q4 FY2024 | $2.86 | $2.70 | +5.9% | +2.3% | +4.2% |