Spoken Alpha
ASBA
ASSOCIATED BANC-CORP
Overview
Associated Banc-Corp operates as a bank holding company providing banking and financial services through its subsidiary Associated Bank and a trust company to individuals and businesses across the upper Midwest, primarily in Wisconsin, Illinois, Minnesota, and Missouri.
ASSOCIATED BANC-CORP.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
History
Earnings history
Reported quarters with consensus, surprise, and 1-day reaction context.
Track Record
SampleSpoken Alpha tracks ASBA's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 70% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $4.08 | $3.68 | +10.9% | +2.5% | +1.4% |
| Q4 FY2026 | $4.24 | $3.73 | +13.7% | +2.5% | -0.4% |
| Q3 FY2026 | $3.94 | $3.68 | +7.1% | -3.9% | -3.0% |
| Q2 FY2026 | $4.26 | $3.83 | +11.3% | -3.4% | -1.3% |
| Q1 FY2025 | $4.46 | $3.87 | +15.3% | -5.6% | -4.8% |
| Q4 FY2025 | $4.12 | $3.65 | +12.9% | +2.1% | +1.5% |
| Q3 FY2025 | $4.51 | $3.86 | +16.9% | 0.0% | 0.0% |
| Q2 FY2025 | $4.21 | $3.92 | +7.4% | -3.2% | -2.4% |
| Q1 FY2024 | $4.07 | $3.70 | +10.1% | -5.5% | -7.0% |
| Q4 FY2024 | $4.05 | $3.76 | +7.8% | -5.3% | -7.7% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Andrew J HarmeningCEO3 mo19 callsCurrentSample
CEO since 2026 • 1/2 beats (50%) • last guidance raise Q2 FY2026
- Derek S MeyerCFO3 mo15 callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • last guidance cut Q1 FY2026
- Julio MansoEVP, CHRO3 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last call held guidance Q1 FY2026
- Terry Lynn WilliamsChief Information Officer3 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • guidance suspended Q1 FY2026
- Gregory WarsekEVP3 mono recorded callsCurrentSample
DIVISION_HEAD since 2026 • 1/2 beats (50%) • last guidance cut Q2 FY2026
- Steven S ZandpourEVP3 mono recorded callsCurrentSample
DIVISION_HEAD since 2026 • 1/2 beats (50%) • guidance suspended Q2 FY2026
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for ASBA.
$ curl https://api.spokenalpha.com/v1/companies/ASBAFAQ
Frequently asked about ASBA
Where can I find ASSOCIATED BANC-CORP's (ASBA) earnings call transcripts?
Spoken Alpha indexes ASBA's earnings call transcripts at https://spokenalpha.com/companies/ASBA. Each call links to attributed speakers and parsed analyst Q&A. ASSOCIATED BANC-CORP's own investor relations page is at https://investor.associatedbank.com/overview/default.aspx.