AMTB
Amerant Bancorp Inc.
Overview
Amerant Bancorp Inc. operates as a bank holding company providing deposit, credit, investment, wealth management, and mortgage services to individuals and businesses through its subsidiary Amerant Bank, N.A., with 23 banking centers primarily in South Florida and Tampa, Florida.
Amerant Bancorp Inc is a Financial Services company operating in Banks - Regional with a $932.9M market cap.
Most recent reported earnings: Q2 FY2026 (Jul 21, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-248 Q&A exchanges
- Q4 FY2025Earnings2026-01-238 Q&A exchanges
- Q3 FY2025Earnings2025-10-2813 Q&A exchanges
- Q2 FY2025Earnings2025-07-2415 Q&A exchanges
- Q1 FY2025Earnings2025-04-2418 Q&A exchanges
- Q4 FY2024Earnings2025-01-2311 Q&A exchanges
- Q3 FY2024Earnings2024-10-248 Q&A exchanges
- Q2 FY2024Earnings2024-07-2524 Q&A exchanges
- Q1 FY2024Earnings2024-04-2511 Q&A exchanges
- Q4 FY2023Earnings2024-01-2530 Q&A exchanges
- Q3 FY2023Earnings2023-10-2023 Q&A exchanges
- Q2 FY2023Earnings2023-07-2128 Q&A exchanges
- Q1 FY2023Earnings2023-04-2124 Q&A exchanges
- Q4 FY2022Earnings2023-01-2030 Q&A exchanges
- Q3 FY2022Earnings2022-10-2122 Q&A exchanges
- Q2 FY2022Earnings2022-07-215 Q&A exchanges
- Q1 FY2022Earnings2022-04-2112 Q&A exchanges
- Q4 FY2021Earnings2022-01-2032 Q&A exchanges
- Q3 FY2021Earnings2021-10-2138 Q&A exchanges
- Q2 FY2021Earnings2021-07-2227 Q&A exchanges
- Q1 FY2021Earnings2021-05-0111 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-21EPS— vs $0.39—Rev— vs ——EODHD
- Q1 FY20262026-04-22EPS$0.44 vs $0.440.0%Rev$147.8M vs ——EODHD
- Q4 FY20252026-01-21EPS$0.53 vs $0.36+47.2%Rev$153.6M vs ——EODHD
- Q3 FY20252025-10-27EPS$0.39 vs $0.53-26.4%Rev$167.1M vs ——EODHD
- Q2 FY20252025-07-22EPS$0.57 vs $0.39+46.2%Rev$169.2M vs ——EODHD
- Q1 FY20252025-04-22EPS$0.24 vs $0.40-40.0%Rev$165.4M vs ——EODHD
- Q4 FY20242025-01-21EPS$0.50 vs $0.33+51.5%Rev$149.9M vs ——EODHD
- Q3 FY20242024-10-22EPS$-1.43 vs $-1.52+5.9%Rev$102.2M vs ——EODHD
- Q2 FY20242024-07-23EPS$0.28 vs $0.35-20.0%Rev$163.8M vs ——EODHD
- Q1 FY20242024-04-23EPS$0.32 vs $0.38-15.8%Rev$159.1M vs ——EODHD
- Q4 FY20232024-01-23EPS$0.46 vs $0.44+4.5%Rev$121.0M vs ——EODHD
- Q3 FY20232023-10-18EPS$0.64 vs $0.59+8.5%Rev$148.8M vs ——EODHD
- Q2 FY20232023-07-19EPS$0.24 vs $0.21+14.3%Rev$151.6M vs ——EODHD
- Q1 FY20232023-04-19EPS$0.59 vs $0.69-14.5%Rev$129.7M vs ——EODHD
- Q4 FY20222023-01-18EPS$0.40 vs $0.68-41.2%Rev$118.2M vs ——EODHD
- Q3 FY20222022-10-19EPS$0.63 vs $0.53+18.9%Rev$103.3M vs ——EODHD
- Q2 FY20222022-07-19EPS$0.45 vs $0.46-2.2%Rev$82.4M vs ——EODHD
- Q1 FY20222022-04-19EPS$0.63 vs $0.42+50.0%Rev$78.3M vs ——EODHD
- Q4 FY20212022-01-18EPS$0.52 vs $0.40+30.0%Rev$79.8M vs ——EODHD
- Q3 FY20212021-10-19EPS$0.47 vs $0.39+20.5%Rev$74.8M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-21 | — | $0.39 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-22 | $0.44 | $0.44 | 0.0% | $147.8M | — | — | EODHD |
| Q4 FY2025 | 2026-01-21 | $0.53 | $0.36 | +47.2% | $153.6M | — | — | EODHD |
| Q3 FY2025 | 2025-10-27 | $0.39 | $0.53 | -26.4% | $167.1M | — | — | EODHD |
| Q2 FY2025 | 2025-07-22 | $0.57 | $0.39 | +46.2% | $169.2M | — | — | EODHD |
| Q1 FY2025 | 2025-04-22 | $0.24 | $0.40 | -40.0% | $165.4M | — | — | EODHD |
| Q4 FY2024 | 2025-01-21 | $0.50 | $0.33 | +51.5% | $149.9M | — | — | EODHD |
| Q3 FY2024 | 2024-10-22 | $-1.43 | $-1.52 | +5.9% | $102.2M | — | — | EODHD |
| Q2 FY2024 | 2024-07-23 | $0.28 | $0.35 | -20.0% | $163.8M | — | — | EODHD |
| Q1 FY2024 | 2024-04-23 | $0.32 | $0.38 | -15.8% | $159.1M | — | — | EODHD |
| Q4 FY2023 | 2024-01-23 | $0.46 | $0.44 | +4.5% | $121.0M | — | — | EODHD |
| Q3 FY2023 | 2023-10-18 | $0.64 | $0.59 | +8.5% | $148.8M | — | — | EODHD |
| Q2 FY2023 | 2023-07-19 | $0.24 | $0.21 | +14.3% | $151.6M | — | — | EODHD |
| Q1 FY2023 | 2023-04-19 | $0.59 | $0.69 | -14.5% | $129.7M | — | — | EODHD |
| Q4 FY2022 | 2023-01-18 | $0.40 | $0.68 | -41.2% | $118.2M | — | — | EODHD |
| Q3 FY2022 | 2022-10-19 | $0.63 | $0.53 | +18.9% | $103.3M | — | — | EODHD |
| Q2 FY2022 | 2022-07-19 | $0.45 | $0.46 | -2.2% | $82.4M | — | — | EODHD |
| Q1 FY2022 | 2022-04-19 | $0.63 | $0.42 | +50.0% | $78.3M | — | — | EODHD |
| Q4 FY2021 | 2022-01-18 | $0.52 | $0.40 | +30.0% | $79.8M | — | — | EODHD |
| Q3 FY2021 | 2021-10-19 | $0.47 | $0.39 | +20.5% | $74.8M | — | — | EODHD |
Source: EODHD. AMTB reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks AMTB's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 50% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.69 | $1.35 | +25.3% | -3.2% | -5.0% |
| Q4 FY2026 | $1.68 | $1.42 | +18.0% | +0.4% | +0.2% |
| Q3 FY2026 | $1.63 | $1.32 | +23.6% | +7.0% | +7.2% |
| Q2 FY2026 | $1.81 | $1.39 | +30.4% | +1.2% | +4.2% |
| Q1 FY2025 | $1.88 | $1.47 | +27.7% | -2.7% | -3.7% |
| Q4 FY2025 | $1.87 | $1.43 | +30.6% | +6.1% | +9.1% |
| Q3 FY2025 | $1.62 | $1.39 | +16.7% | +6.4% | +7.0% |
| Q2 FY2025 | $2.02 | $1.66 | +21.4% | -0.9% | -3.5% |
| Q1 FY2024 | $1.84 | $1.48 | +24.2% | -1.0% | -2.3% |
| Q4 FY2024 | $1.74 | $1.44 | +20.9% | -1.2% | +0.9% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Sharymar CalderonCFO1 yr7 callsCurrentSample
CFO since 2025 • 2/4 beats (50%) • guidance suspended Q1 FY2026
- Alberto CaprilesSEVP Chief Risk Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 2/2 beats (100%) • guidance suspended Q2 FY2026
- Anthony J EelmanEVP, Chief Products Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q3 FY2026
- Lee Ann CraggSEVP, Chief Credit Officer6 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 2/4 beats (50%) • last guidance raise Q1 FY2026
- Armando FleitasEVP, Chief Accounting Officer1 yr 1 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 2/4 beats (50%) • guidance suspended Q3 FY2026
- Carlos IafigliolaSee remarks5 mo11 callsCurrentSample
OTHER since 2026 • 1/2 beats (50%) • guidance suspended Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for AMTB.
$ curl https://api.spokenalpha.com/v1/companies/AMTBFAQ
Frequently asked about AMTB
Where can I find Amerant Bancorp Inc.'s (AMTB) earnings call transcripts?
Spoken Alpha indexes AMTB's earnings call transcripts at https://spokenalpha.com/companies/AMTB. Each call links to attributed speakers and parsed analyst Q&A. Amerant Bancorp Inc.'s own investor relations page is at https://investor.amerantbank.com/.
When was Amerant Bancorp Inc.'s most recent earnings call?
Amerant Bancorp Inc. (AMTB) held its most recent earnings call on 2026-04-24, covering fiscal Q1 2026.
What sector is AMTB in?
Amerant Bancorp Inc. (AMTB) operates in the Financial Services sector (Banks - Regional industry).