Spoken Alpha
Affirm Holdings, Inc.
Affirm provides a digital payment platform that offers buy-now-pay-later loans to consumers at checkout and processes transactions for merchants.
Affirm Holdings, Inc is a Financial Services company operating in Credit Services with a $24.55B market cap.
AFRM beat consensus EPS by 1.0% in Q2 FY2027, reported Dec 30, 2026.
22 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Extracted from SEC 10-K filing, 2026-08-30.
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Executives who appear on this company's earnings calls in our corpus, with role and tenure sourced from SEC filings. Click any name for the full role timeline and call appearance history. Per-executive behavioral deviation metrics are available to research subscribers.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for AFRM.
$ curl https://api.spokenalpha.com/v1/companies/AFRMFAQ
Spoken Alpha indexes AFRM's earnings call transcripts at https://spokenalpha.com/companies/AFRM. Each call links to attributed speakers and parsed analyst Q&A. Affirm Holdings, Inc.'s own investor relations page is at https://investors.affirm.com/.
Affirm Holdings, Inc. (AFRM) held its most recent earnings call on 2026-08-27, covering fiscal Q4 2026.
Affirm Holdings, Inc. (AFRM) operates in the Financial Services sector (Credit Services industry).
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2027 | 2026-12-30 | $4.62 | $0.35 | +100.0% | — | — | — | Finnhub |
| Q1 FY2027 | 2026-11-04 | — | $0.34 | — | — | — | — | EODHD |
| Q4 FY2026 | 2026-08-26 | $4.62 | $0.33 | +100.0% | $1.09B | — | — | EODHD |
| Q3 FY2026 | 2026-05-06 | $0.62 | $0.73 | -15.1% | $1.04B | — | — | EODHD |
| Q2 FY2026 | 2026-02-04 | $0.72 | $0.84 | -14.3% | $1.12B | — | — | EODHD |
| Q1 FY2026 | 2025-11-05 | $0.61 | $0.62 | -1.6% | $933.3M | — | — | EODHD |
| Q4 FY2025 | 2025-08-27 | $0.53 | $0.12 | +100.0% | $876.4M | — | — | EODHD |
| Q3 FY2025 | 2025-05-07 | $0.19 | $0.40 | -52.5% | $783.1M | — | — | EODHD |
| Q2 FY2025 | 2025-02-05 | $0.76 | $0.43 | +76.7% | $866.4M | — | — | EODHD |
| Q1 FY2025 | 2024-11-06 | $0.36 | $0.17 | +100.0% | $698.5M | — | — | EODHD |
| Q4 FY2024 | 2024-08-27 | $-0.14 | $-0.51 | +72.5% | $659.2M | — | — | EODHD |
| Q3 FY2024 | 2024-05-07 | $-0.41 | $-0.30 | -36.7% | $576.2M | — | — | EODHD |
| Q2 FY2024 | 2024-02-07 | $-0.54 | $-0.55 | +1.8% | $591.1M | — | — | EODHD |
| Q1 FY2024 | 2023-11-07 | $-0.56 | $-0.61 | +8.2% | $496.5M | — | — | EODHD |
| Q4 FY2023 | 2023-08-23 | $-0.69 | $-0.85 | +18.8% | $445.8M | — | — | EODHD |
| Q3 FY2023 | 2023-05-08 | $-0.57 | $-0.85 | +32.9% | $381.0M | — | — | EODHD |
| Q2 FY2023 | 2023-02-07 | $-1.08 | $-0.99 | -9.1% | $399.6M | — | — | EODHD |
| Q1 FY2023 | 2022-11-07 | $-0.86 | $-0.83 | -3.6% | $361.6M | — | — | EODHD |
| Q4 FY2022 | 2022-08-24 | $-0.65 | $-0.73 | +11.0% | $364.1M | — | — | EODHD |
| Q3 FY2022 | 2022-05-11 | $-0.19 | $-0.39 | +51.3% | $354.8M | — | — | EODHD |
Source: EODHD, Finnhub. AFRM reported actuals as published; sparse fields render as —.