AFG
AMERICAN FINANCIAL GROUP INC
Overview
American Financial Group operates as an insurance holding company that provides specialized commercial property and casualty insurance through 36 subsidiary businesses serving niche markets including transportation, agriculture, workers' compensation, excess liability, and trade credit.
AMERICAN FINANCIAL GROUP INC is a Financial Services company operating in Insurance - Property & Casualty with a $11.16B market cap.
Most recent reported earnings: Q2 FY2026 (Aug 3, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-3012 Q&A exchanges
- Q4 FY2025Earnings2026-02-0416 Q&A exchanges
- Q3 FY2025Earnings2025-11-057 Q&A exchanges
- Q2 FY2025Earnings2025-08-0617 Q&A exchanges
- Q1 FY2025Earnings2025-05-078 Q&A exchanges
- Q4 FY2024Earnings2025-02-0511 Q&A exchanges
- Q3 FY2024Earnings2024-11-0610 Q&A exchanges
- Q2 FY2024Earnings2024-08-0724 Q&A exchanges
- Q1 FY2024Earnings2024-05-0217 Q&A exchanges
- Q4 FY2023Earnings2024-02-0720 Q&A exchanges
- Q3 FY2023Earnings2023-11-0216 Q&A exchanges
- Q2 FY2023Earnings2023-08-0312 Q&A exchanges
- Q1 FY2023Earnings2023-05-0318 Q&A exchanges
- Q4 FY2022Earnings2023-02-029 Q&A exchanges
- Q3 FY2022Earnings2022-11-0412 Q&A exchanges
- Q2 FY2022Earnings2022-08-0623 Q&A exchanges
- Q1 FY2022Earnings2022-05-0911 Q&A exchanges
- Q4 FY2021Earnings2022-02-1016 Q&A exchanges
- Q3 FY2021Earnings2021-11-0314 Q&A exchanges
- Q2 FY2021Earnings2021-08-0410 Q&A exchanges
- Q1 FY2021Earnings2021-05-0812 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-03EPS— vs $2.42—Rev— vs ——EODHD
- Q1 FY20262026-05-04EPS$2.47 vs $2.64-6.4%Rev$1.85B vs ——EODHD
- Q4 FY20252026-02-02EPS$3.65 vs $3.25+12.3%Rev$2.06B vs ——EODHD
- Q3 FY20252025-11-03EPS$2.69 vs $2.28+18.0%Rev$2.30B vs ——EODHD
- Q2 FY20252025-08-04EPS$2.14 vs $2.10+1.9%Rev$1.93B vs ——EODHD
- Q1 FY20252025-05-05EPS$1.84 vs $2.08-11.5%Rev$1.84B vs ——EODHD
- Q4 FY20242025-02-03EPS$3.12 vs $3.01+3.6%Rev$2.15B vs ——EODHD
- Q3 FY20242024-11-04EPS$2.31 vs $2.46-6.1%Rev$2.36B vs ——EODHD
- Q2 FY20242024-08-05EPS$2.56 vs $2.45+4.5%Rev$1.89B vs ——EODHD
- Q1 FY20242024-04-30EPS$2.76 vs $2.70+2.2%Rev$1.88B vs ——EODHD
- Q4 FY20232024-02-05EPS$2.84 vs $2.90-2.1%Rev$2.09B vs ——EODHD
- Q3 FY20232023-10-31EPS$2.45 vs $2.47-0.8%Rev$2.15B vs ——EODHD
- Q2 FY20232023-08-01EPS$2.38 vs $2.78-14.4%Rev$1.81B vs ——EODHD
- Q1 FY20232023-05-01EPS$2.89 vs $2.94-1.7%Rev$1.68B vs ——EODHD
- Q4 FY20222023-01-31EPS$2.99 vs $2.85+4.9%Rev$1.91B vs ——EODHD
- Q3 FY20222022-11-01EPS$2.24 vs $2.10+6.7%Rev$1.95B vs ——EODHD
- Q2 FY20222022-08-02EPS$2.85 vs $2.22+28.4%Rev$1.46B vs ——EODHD
- Q1 FY20222022-05-03EPS$3.56 vs $2.72+30.9%Rev$1.46B vs ——EODHD
- Q4 FY20212022-02-08EPS$4.12 vs $2.98+38.3%Rev$1.44B vs ——EODHD
- Q3 FY20212021-11-01EPS$2.71 vs $1.86+45.7%Rev$1.68B vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-03 | — | $2.42 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-05-04 | $2.47 | $2.64 | -6.4% | $1.85B | — | — | EODHD |
| Q4 FY2025 | 2026-02-02 | $3.65 | $3.25 | +12.3% | $2.06B | — | — | EODHD |
| Q3 FY2025 | 2025-11-03 | $2.69 | $2.28 | +18.0% | $2.30B | — | — | EODHD |
| Q2 FY2025 | 2025-08-04 | $2.14 | $2.10 | +1.9% | $1.93B | — | — | EODHD |
| Q1 FY2025 | 2025-05-05 | $1.84 | $2.08 | -11.5% | $1.84B | — | — | EODHD |
| Q4 FY2024 | 2025-02-03 | $3.12 | $3.01 | +3.6% | $2.15B | — | — | EODHD |
| Q3 FY2024 | 2024-11-04 | $2.31 | $2.46 | -6.1% | $2.36B | — | — | EODHD |
| Q2 FY2024 | 2024-08-05 | $2.56 | $2.45 | +4.5% | $1.89B | — | — | EODHD |
| Q1 FY2024 | 2024-04-30 | $2.76 | $2.70 | +2.2% | $1.88B | — | — | EODHD |
| Q4 FY2023 | 2024-02-05 | $2.84 | $2.90 | -2.1% | $2.09B | — | — | EODHD |
| Q3 FY2023 | 2023-10-31 | $2.45 | $2.47 | -0.8% | $2.15B | — | — | EODHD |
| Q2 FY2023 | 2023-08-01 | $2.38 | $2.78 | -14.4% | $1.81B | — | — | EODHD |
| Q1 FY2023 | 2023-05-01 | $2.89 | $2.94 | -1.7% | $1.68B | — | — | EODHD |
| Q4 FY2022 | 2023-01-31 | $2.99 | $2.85 | +4.9% | $1.91B | — | — | EODHD |
| Q3 FY2022 | 2022-11-01 | $2.24 | $2.10 | +6.7% | $1.95B | — | — | EODHD |
| Q2 FY2022 | 2022-08-02 | $2.85 | $2.22 | +28.4% | $1.46B | — | — | EODHD |
| Q1 FY2022 | 2022-05-03 | $3.56 | $2.72 | +30.9% | $1.46B | — | — | EODHD |
| Q4 FY2021 | 2022-02-08 | $4.12 | $2.98 | +38.3% | $1.44B | — | — | EODHD |
| Q3 FY2021 | 2021-11-01 | $2.71 | $1.86 | +45.7% | $1.68B | — | — | EODHD |
Source: EODHD. AFG reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks AFG's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 10/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $0.44 | $0.63 | -30.8% | +1.7% | -0.6% |
| Q4 FY2026 | $0.69 | $0.93 | -25.9% | +6.8% | +4.6% |
| Q3 FY2026 | $0.53 | $0.70 | -24.9% | -4.7% | -3.0% |
| Q2 FY2026 | $0.56 | $0.71 | -21.2% | +1.9% | +3.4% |
| Q1 FY2025 | $0.67 | $0.98 | -31.5% | +4.0% | +3.1% |
| Q4 FY2025 | $0.52 | $0.76 | -31.6% | +6.0% | +5.4% |
| Q3 FY2025 | $0.64 | $0.78 | -18.5% | +0.4% | -1.6% |
| Q2 FY2025 | $0.57 | $0.83 | -31.1% | +0.6% | -0.3% |
| Q1 FY2024 | $0.67 | $0.85 | -21.5% | +7.0% | +4.9% |
| Q4 FY2024 | $0.62 | $0.91 | -31.8% | +2.1% | -0.3% |
Guidance change history
Sample- Q1 FY2026Lowered2026-04-15
- Q4 FY2026Lowered2026-13-15
- Q3 FY2026Lowered2026-10-15
- Q2 FY2026Lowered2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Lowered2025-13-15
- Q3 FY2025Lowered2025-10-15
- Q2 FY2025Lowered2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Carl H Lindner IIICEO10 mo20 callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • last guidance cut Q3 FY2026
- S Craig LindnerCEO10 mono recorded callsCurrentSample
CEO since 2025 • 3/4 beats (75%) • guidance suspended Q1 FY2026
- Brian S HertzmanCFO7 mo19 callsCurrentSample
CFO since 2025 • 2/4 beats (50%) • last guidance raise Q3 FY2026
- John B BerdingPresident6 mono recorded callsCurrentSample
PRESIDENT since 2025 • 2/4 beats (50%) • last call held guidance Q1 FY2026
- David Lawrence Thompson JrPresident6 mono recorded callsCurrentSample
PRESIDENT since 2025 • 2/4 beats (50%) • last guidance raise Q3 FY2026
- Michelle A GillisSenior Vice President6 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • last guidance cut Q1 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for AFG.
$ curl https://api.spokenalpha.com/v1/companies/AFGFAQ
Frequently asked about AFG
Where can I find AMERICAN FINANCIAL GROUP INC's (AFG) earnings call transcripts?
Spoken Alpha indexes AFG's earnings call transcripts at https://spokenalpha.com/companies/AFG. Each call links to attributed speakers and parsed analyst Q&A.
When was AMERICAN FINANCIAL GROUP INC's most recent earnings call?
AMERICAN FINANCIAL GROUP INC (AFG) held its most recent earnings call on 2026-04-30, covering fiscal Q1 2026.
What sector is AFG in?
AMERICAN FINANCIAL GROUP INC (AFG) operates in the Financial Services sector (Insurance - Property & Casualty industry).