ABCB
Ameris Bancorp
Overview
Ameris Bancorp operates a bank holding company that provides a full range of banking services through its subsidiary Ameris Bank, serving retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina and South Carolina.
Ameris Bancorp is a Financial Services company operating in Banks - Regional with a $5.88B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 26, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-2420 Q&A exchanges
- Q4 FY2025Earnings2026-01-3022 Q&A exchanges
- Q3 FY2025Earnings2025-10-2811 Q&A exchanges
- Q2 FY2025Earnings2025-07-296 Q&A exchanges
- Q1 FY2025Earnings2025-04-2924 Q&A exchanges
- Q4 FY2024Earnings2025-02-0128 Q&A exchanges
- Q3 FY2024Earnings2024-10-2525 Q&A exchanges
- Q2 FY2024Earnings2024-07-2632 Q&A exchanges
- Q1 FY2024Earnings2024-04-2726 Q&A exchanges
- Q4 FY2023Earnings2024-01-2618 Q&A exchanges
- Q3 FY2023Earnings2023-10-2728 Q&A exchanges
- Q2 FY2023Earnings2023-07-2825 Q&A exchanges
- Q1 FY2023Earnings2023-04-2817 Q&A exchanges
- Q4 FY2022Earnings2023-01-2718 Q&A exchanges
- Q3 FY2022Earnings2022-10-2821 Q&A exchanges
- Q2 FY2022Earnings2022-07-2712 Q&A exchanges
- Q1 FY2022Earnings2022-04-2733 Q&A exchanges
- Q4 FY2021Earnings2022-01-2850 Q&A exchanges
- Q3 FY2021Earnings2021-10-2934 Q&A exchanges
- Q2 FY2021Earnings2021-07-2330 Q&A exchanges
- Q1 FY2021Earnings2021-04-2326 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-26EPS— vs $1.66—Rev— vs ——EODHD
- Q1 FY20262026-04-22EPS$1.63 vs $1.57+3.8%Rev$421.7M vs ——EODHD
- Q4 FY20252026-01-28EPS$1.59 vs $1.58+0.6%Rev$419.9M vs ——EODHD
- Q3 FY20252025-10-29EPS$1.53 vs $1.48+3.4%Rev$422.4M vs ——EODHD
- Q2 FY20252025-07-27EPS$1.59 vs $1.33+19.6%Rev$408.0M vs ——EODHD
- Q1 FY20252025-04-27EPS$1.28 vs $1.14+12.3%Rev$389.2M vs ——EODHD
- Q4 FY20242025-01-29EPS$1.38 vs $1.19+16.0%Rev$405.8M vs ——EODHD
- Q3 FY20242024-10-23EPS$1.38 vs $1.25+10.4%Rev$416.3M vs ——EODHD
- Q2 FY20242024-07-24EPS$1.17 vs $1.14+2.6%Rev$425.4M vs ——EODHD
- Q1 FY20242024-04-24EPS$1.10 vs $1.04+5.8%Rev$385.4M vs ——EODHD
- Q4 FY20232024-01-24EPS$1.07 vs $1.10-2.7%Rev$379.4M vs ——EODHD
- Q3 FY20232023-10-25EPS$1.16 vs $1.13+2.6%Rev$385.8M vs ——EODHD
- Q2 FY20232023-07-26EPS$0.91 vs $1.13-19.5%Rev$379.7M vs ——EODHD
- Q1 FY20232023-04-26EPS$0.87 vs $1.18-26.3%Rev$343.0M vs ——EODHD
- Q4 FY20222023-01-25EPS$1.18 vs $1.34-11.9%Rev$313.2M vs ——EODHD
- Q3 FY20222022-10-26EPS$1.34 vs $1.33+0.8%Rev$289.9M vs ——EODHD
- Q2 FY20222022-07-25EPS$1.30 vs $1.19+9.2%Rev$276.0M vs ——EODHD
- Q1 FY20222022-04-25EPS$1.17 vs $1.07+9.3%Rev$262.3M vs ——EODHD
- Q4 FY20212022-01-26EPS$1.18 vs $1.17+0.9%Rev$231.7M vs ——EODHD
- Q3 FY20212021-10-27EPS$1.17 vs $1.18-0.9%Rev$241.8M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-26 | — | $1.66 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-22 | $1.63 | $1.57 | +3.8% | $421.7M | — | — | EODHD |
| Q4 FY2025 | 2026-01-28 | $1.59 | $1.58 | +0.6% | $419.9M | — | — | EODHD |
| Q3 FY2025 | 2025-10-29 | $1.53 | $1.48 | +3.4% | $422.4M | — | — | EODHD |
| Q2 FY2025 | 2025-07-27 | $1.59 | $1.33 | +19.6% | $408.0M | — | — | EODHD |
| Q1 FY2025 | 2025-04-27 | $1.28 | $1.14 | +12.3% | $389.2M | — | — | EODHD |
| Q4 FY2024 | 2025-01-29 | $1.38 | $1.19 | +16.0% | $405.8M | — | — | EODHD |
| Q3 FY2024 | 2024-10-23 | $1.38 | $1.25 | +10.4% | $416.3M | — | — | EODHD |
| Q2 FY2024 | 2024-07-24 | $1.17 | $1.14 | +2.6% | $425.4M | — | — | EODHD |
| Q1 FY2024 | 2024-04-24 | $1.10 | $1.04 | +5.8% | $385.4M | — | — | EODHD |
| Q4 FY2023 | 2024-01-24 | $1.07 | $1.10 | -2.7% | $379.4M | — | — | EODHD |
| Q3 FY2023 | 2023-10-25 | $1.16 | $1.13 | +2.6% | $385.8M | — | — | EODHD |
| Q2 FY2023 | 2023-07-26 | $0.91 | $1.13 | -19.5% | $379.7M | — | — | EODHD |
| Q1 FY2023 | 2023-04-26 | $0.87 | $1.18 | -26.3% | $343.0M | — | — | EODHD |
| Q4 FY2022 | 2023-01-25 | $1.18 | $1.34 | -11.9% | $313.2M | — | — | EODHD |
| Q3 FY2022 | 2022-10-26 | $1.34 | $1.33 | +0.8% | $289.9M | — | — | EODHD |
| Q2 FY2022 | 2022-07-25 | $1.30 | $1.19 | +9.2% | $276.0M | — | — | EODHD |
| Q1 FY2022 | 2022-04-25 | $1.17 | $1.07 | +9.3% | $262.3M | — | — | EODHD |
| Q4 FY2021 | 2022-01-26 | $1.18 | $1.17 | +0.9% | $231.7M | — | — | EODHD |
| Q3 FY2021 | 2021-10-27 | $1.17 | $1.18 | -0.9% | $241.8M | — | — | EODHD |
Source: EODHD. ABCB reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks ABCB's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 100% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $3.49 | $2.38 | +46.6% | -8.8% | -5.9% |
| Q4 FY2026 | $3.62 | $2.46 | +47.2% | -3.6% | -5.1% |
| Q3 FY2026 | $3.66 | $2.58 | +41.7% | -5.4% | -4.6% |
| Q2 FY2026 | $3.70 | $2.46 | +50.6% | -8.5% | -7.5% |
| Q1 FY2025 | $3.54 | $2.39 | +48.0% | -1.5% | +0.6% |
| Q4 FY2025 | $3.53 | $2.46 | +43.3% | -8.1% | -6.2% |
| Q3 FY2025 | $3.97 | $2.64 | +50.2% | -0.1% | +2.2% |
| Q2 FY2025 | $3.81 | $2.62 | +45.3% | -0.5% | -2.0% |
| Q1 FY2024 | $3.77 | $2.50 | +50.8% | -1.9% | -1.3% |
| Q4 FY2024 | $4.13 | $2.74 | +50.6% | -1.6% | -3.4% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- H Palmer Proctor JrCEO7 mo1 callCurrentSample
CEO since 2025 • 3/4 beats (75%) • last call held guidance Q3 FY2026
- Nicole S StokesCFO4 mo21 callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • last guidance cut Q1 FY2026
- Lawton E Bassett IIIPresident7 mono recorded callsCurrentSample
PRESIDENT since 2025 • 3/4 beats (75%) • last call held guidance Q1 FY2026
- James A LahaiseChief Strategy Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • guidance suspended Q1 FY2026
- Ross L CreasyChief Information Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last call held guidance Q1 FY2026
- Michael T PiersonChief Governance Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance cut Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for ABCB.
$ curl https://api.spokenalpha.com/v1/companies/ABCBFAQ
Frequently asked about ABCB
Where can I find Ameris Bancorp's (ABCB) earnings call transcripts?
Spoken Alpha indexes ABCB's earnings call transcripts at https://spokenalpha.com/companies/ABCB. Each call links to attributed speakers and parsed analyst Q&A. Ameris Bancorp's own investor relations page is at https://ir.amerisbank.com/overview/default.aspx.
When was Ameris Bancorp's most recent earnings call?
Ameris Bancorp (ABCB) held its most recent earnings call on 2026-04-24, covering fiscal Q1 2026.
What sector is ABCB in?
Ameris Bancorp (ABCB) operates in the Financial Services sector (Banks - Regional industry).