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URSB Bancorp, Inc.
URSB Bancorp, Inc.. Spoken Alpha tracks URSB's earnings calls, guidance changes, and executive accountability over time.
Spoken Alpha tracks URSB's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 80% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $0.82 | $0.76 | +8.5% | +2.6% | +1.9% |
| Q4 FY2026 | $0.85 | $0.77 | +10.3% | -6.7% | -4.9% |
| Q3 FY2026 | $0.73 | $0.62 | +18.0% | -2.2% | -3.5% |
| Q2 FY2026 | $0.95 | $0.79 | +19.8% | +1.6% | -0.1% |
| Q1 FY2025 | $0.74 | $0.60 | +23.1% | -3.0% | -1.9% |
| Q4 FY2025 | $0.99 | $0.87 | +13.6% | -7.5% | -6.9% |
| Q3 FY2025 | $0.75 | $0.69 | +8.6% | -4.3% | -7.2% |
| Q2 FY2025 | $0.79 | $0.73 | +8.1% | -7.1% | -6.0% |
| Q1 FY2024 | $0.90 | $0.76 | +19.0% | -8.2% | -10.8% |
| Q4 FY2024 | $0.96 | $0.82 | +16.6% | -2.4% | -5.0% |
Spoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
CEO since 2026 • 1/2 beats (50%) • guidance suspended Q1 FY2026
CFO since 2026 • 1/2 beats (50%) • last guidance cut Q3 FY2026
DIVISION_HEAD since 2026 • 1/2 beats (50%) • last call held guidance Q2 FY2026
DIVISION_HEAD since 2026 • 2/2 beats (100%) • guidance suspended Q2 FY2026
OTHER since 2026 • 1/2 beats (50%) • guidance suspended Q3 FY2026
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for URSB.
curl https://api.spokenalpha.com/v1/companies/URSB