Earnings Call · Q3 FY2025·2025-10-28

Q3 25EPS +10.74%·Rev n/aQ2 25EPS +7.69%·Rev n/aQ1 25EPS +14.66%·Rev n/aQ4 24EPS +6.25%·Rev n/a⚠ consensus missing

PayPal Holdings, Inc. PYPL

Sarah — Conference Operator

Steve Winoker — Head of Investor Relations

Alex Chriss — President and Chief Executive Officer

Jamie S. Miller — Chief Financial and Operating Officer

+3.9%1d on move date+3.7% vs SPY3d−3.3%5d−2.7%

Research tier

Behavioral profile computed for 4 speakers on this call.

Sign in to view the Behavioral Lean, the Behavioral Deviation Score, the speaker decomposition, and the novel forward-guidance phrases flagged on this call — each scored against the speaker's own prior-call baseline.

Behavioral data on every earnings call

Per-speaker language deviation, scored against each executive's own history. Explore more PYPL calls or request research access.

More PYPL calls Browse calls Request research access