Earnings Call · Q4 FY2023·2024-01-25

Q4 23EPS +100.00%*·Rev n/aQ3 23EPS +51.75%·Rev n/aQ2 23EPS +100.00%*·Rev n/aQ1 23EPS +37.78%·Rev n/a⚠ consensus missing

BREAD FINANCIAL HOLDINGS, INC. BFH

Brian Vereb — Head of Investor Relations

Ralph Andretta — President and Chief Executive Officer

Perry Beberman — Executive Vice President and Chief Financial Officer

+7.0%1d on move date+6.4% vs SPY3d+18.8%5d+18.9%

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Behavioral profile computed for 3 speakers on this call.

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